Blue Point Consulting

All clients introduced to Bluepoint Consulting can expect tailored portfolio construction with regular reviews.

Strategic Asset Allocation - Bluepoint uses extensive internal & external research to construct asset allocations. Portfolios are managed to long-term strategic asset allocations that are reviewed regularly.

Diversification - Diversification reduces risk so portfolios are diversified across as many areas as efficient to reduce portfolio risk without sacrificing returns. This may include diversification across asset class, securities manager, manager styles and investment processes and individual investments.

Direct ownership of securities - Bluepoint’s investment platform enables individual investments to be held directly. This allows more efficiency within a portfolio from a cost & diversification perspective.

Active Management - In addition to good portfolio construction and regular review, our private retainer clients enjoy the following active management services:

	Re-balancing - Bluepoint re-balances portfolios regularly, using a disciplined process that involves buying into asset classes that have underperformed in the short term and selling those that have been particularly strong. This is a systematic way of buying low and selling high, and keeps portfolios in line with long-term allocations and objectives. Bluepoint prefers to mitigate market timing risk through incremental investing.
	Active management – Bluepoint believes that with careful selection and monitoring of proven active fund managers, we can add significant value to client portfolios over time.
	Strategic investment in cash and market timing – Most financial planners, stockbrokers and real estate agents are remunerated either on transactions (brokerage) or on funds under management (fees), so their advice can often become influenced by getting invested too early, being fully invested, or even gearing up funds inappropriately. As Bluepoint is remunerated by a flat annual retainer, our advisers are at liberty to advise clients to do nothing, go slowly, stay in cash or repay debt, when that is the right advice. As a result our decision to enter or exit the market is based on sound investment management principles in the best interests of the client, not in the best interests of the adviser.